If you are a first-time home buyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Huntington Beach or Lake Arrowhead, CA.

  1. One or more detailed maps with your areas of interest highlighted.
  2. A list or file of the properties that your agent has shown to you.
  3. Paper and pen for taking notes as you search.
  4. A camera to snap pictures of homes you have toured to help you remember your favorites and features you really liked.
    1. Include inspection & mortgage contingencies in your written offer.
    2. Have the property inspected by a professional inspector.
    3. Request a second walk-through to take place within 24 hours of closing.
    4. You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light).

All the above may seem rather overwhelming. That is why having a professional represent you and keep track of all the details for you is highly recommended. Please contact us directly to discuss any of these matters in further detail.

Let’s Get Pre-Qualified

One of the most important facets of successfully purchasing a home, is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties.

By getting pre-qualified you will ensure three things:

  1. You will know exactly what price range you should be looking in.  As a Buyer you never want to fall in love with a home and not comfortable with the payment.
  2. Know what price you can pay for a home, so you have “Buying Power”.
  3. You will ensure a smooth and easy escrow process.

Purchasing a home can be stressful, secure your financing will help alleviate some of that unnecessary stress.

If you don’t already have a lender, you may contact

Cary Pearce with Flagstar Bank at (951) 750-7555. 

Ask your lender for a Desk Top Underwritten Approval Letter! Your lender will request all supporting documents up front and have you fully approved for your loan subject to a few items needed later for your loan such as an appraisal or proof of employment. With this type of approval letter, you will stand out from your competition when writing an offer.


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