{"id":81,"date":"2022-06-28T17:06:43","date_gmt":"2022-06-28T17:06:43","guid":{"rendered":"https:\/\/joanndickinsonhomes.com\/?page_id=81"},"modified":"2022-08-08T16:25:37","modified_gmt":"2022-08-08T16:25:37","slug":"mortgage-pre-approval","status":"publish","type":"page","link":"https:\/\/joanndickinsonhomes.com\/mortgage-pre-approval\/","title":{"rendered":"Let&#8217;s get pre-Qualified"},"content":{"rendered":"<header class=\"entry-header\">\n<h1 class=\"entry-title\"><\/h1>\n<\/header>\n<div class=\"entry-content\">\n<div class=\"wp-container-4 wp-block-columns\">\n<div class=\"wp-container-3 wp-block-column\">\n<figure class=\"wp-container-2 wp-block-gallery-1 wp-block-gallery columns-1\">\n<figure><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-3513 aligncenter\" src=\"https:\/\/www.lakearrowheadrealestateca.com\/wp-content\/uploads\/2020\/04\/agents4.png\" sizes=\"(max-width: 504px) 100vw, 504px\" srcset=\"https:\/\/www.lakearrowheadrealestateca.com\/wp-content\/uploads\/2020\/04\/agents4.png 504w, https:\/\/www.lakearrowheadrealestateca.com\/wp-content\/uploads\/2020\/04\/agents4-300x202.png 300w\" alt=\"\" width=\"504\" height=\"339\" data-id=\"3513\" data-full-url=\"https:\/\/www.lakearrowheadrealestateca.com\/wp-content\/uploads\/2020\/04\/agents4.png\" data-link=\"https:\/\/www.lakearrowheadrealestateca.com\/buyers-center\/agents4-2\/\" \/><\/figure>\n<\/figure>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<p>One of the most important facets of successfully purchasing a home, is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties.<\/p>\n<h3><em><strong>By getting pre-qualified you will ensure three things:<\/strong><\/em><\/h3>\n<p>1. You will know exactly what price range you should be looking in.\u00a0 As a Buyer you never want to fall in love with a home and not comfortable with the payment.<\/p>\n<p>2. Know what price you can pay for a home, so you have \u201cBuying Power\u201d.<\/p>\n<p>3. You will ensure a smooth and easy escrow process.<\/p>\n<p>Purchasing a home can be stressful, secure your financing will help alleviate some of that unnecessary stress.<\/p>\n<p><em><strong>If you\u00a0don\u2019t\u00a0already have a lender, you may contact<\/strong><\/em><\/p>\n<p><em><strong>Cary Pearce with\u00a0<a href=\"http:\/\/www.carypearce.com\/\">Flagstar Bank<\/a>\u00a0<\/strong><\/em><em><strong>at (951) 750-7555.\u00a0<\/strong><\/em><\/p>\n<p>Ask your lender for a\u00a0<strong>Desk Top Underwritten Approval Letter<\/strong>! Your lender will request all supporting documents up front and have you fully approved for your loan subject to a few items needed later for your loan such as an appraisal or proof of employment. With this type of approval letter, you will stand out from your competition when writing an offer.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; One of the most important facets of successfully purchasing a home, is the financing. Unless you are paying cash, financing will often make or break your real estate transaction. With this in mind, we recommend that you begin your loan process before actually going out and looking at properties. By getting pre-qualified you will [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/pages\/81"}],"collection":[{"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/comments?post=81"}],"version-history":[{"count":3,"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/pages\/81\/revisions"}],"predecessor-version":[{"id":1040,"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/pages\/81\/revisions\/1040"}],"wp:attachment":[{"href":"https:\/\/joanndickinsonhomes.com\/wp-json\/wp\/v2\/media?parent=81"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}